World's first Claude Impact Lab on financial inclusion

Regulation exists.
The bridge to the citizen, doesn't.

200 builders. Real data from regulators. 2 days to build AI tools that make financial literacy accessible for 5 million Chileans.

Countdown to the Impact Lab

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Inscripción CerradaSee the challenge
I am an AI Mentor or CoachI want to run a Workshop
Community
Impact Lab Chile WhatsApp group
Builders, mentors and the organizing team — updates, workshops and everything leading up to May 6-7.
fintech.benditaia.cl/wa
May
6-7, 2026
200
Builders
5M+
Beneficiaries
3
Pillars
The problem

5 million people have financial rights they cannot read

Chile passed one of the most advanced fintech laws in Latin America. But the people it should protect cannot understand it. The regulation exists as dense PDFs on disconnected portals, written in language that needs a lawyer to decipher.

The lost student

A 22-year-old student in Santiago wants to open her first digital account and build a credit history. She cannot figure out which platforms are regulated, which fees are legal, or what rights she has if something goes wrong.

The invisible retiree

A 68-year-old retiree in Valparaiso does not know he has the right to dispute unauthorized charges on his prepaid card. The regulator published a circular that protects him. He will never find it.

The blindfolded entrepreneur

A first-generation entrepreneur in Temuco does not meet her fintech tax obligations properly. Not because she avoids them, but because the tax portal assumes she already speaks bureaucratic language.

The fraud that thrives

Citizens who do not understand their financial rights are the easiest targets. Phishing, digital scams and predatory lending exploit the same information asymmetry that regulation was supposed to fix.

Chile has the regulation, the data and the institutions. What it lacks is the last mile — the translation layer between public information and human understanding.
The challenge

One challenge. Three lines of impact.

Every team works on a single challenge — Financial Inclusion for Chile — through one of three thematic lines. The focus is always civic impact.

Track 01

Financial Inclusion

How do we make any Chilean understand their financial rights without needing to be a lawyer?

Conversational AI Agents that explain CMF/SII regulations in plain language. MCPs connected to public regulatory databases. Multilingual AI Agents that translate regulation into language anyone can understand.

Only 21% of Chileans understand basic financial concepts (OECD 2023)
What you could build
  • ›AI Agents that explain CMF circulars in plain language
  • ›AI Agents that compare regulated financial products
  • ›Interactive guide on financial consumer rights
Available public data

CMF circulars, SII regulations, regulated financial institution records

Track 02

Citizen Cybersecurity

How do we protect citizens from digital financial fraud with accessible AI?

Conversational phishing detectors for non-technical users. Real-time education about digital threats. AI Agents for fraud reporting connected to government platforms like CMF. Tools that protect the most vulnerable people in the digital financial ecosystem.

Chile recorded over 9.4 billion cyberattack attempts in 2023 (Fortinet)
What you could build
  • ›Conversational financial phishing detector
  • ›AI Agent for fraud reporting connected to government platforms CMF
  • ›Real-time digital threat educator
Track 03

Data Protection

How do we empower people to control how their financial data is used?

Tools that explain what data each institution holds. AI Agents to exercise ARCO rights. Interactive guides about the new Data Protection Law. Solutions that give people real control over their financial information.

73% of Chileans do not know what rights they have over their personal data (Deloitte 2024)
What you could build
  • ›AI Agent to exercise ARCO rights with financial institutions
  • ›Privacy policy explainer in plain language
  • ›AI Agent for requesting financial data portability
Who can participate and make an impact?

Three profiles. One team.

The ideal team combines three profiles: AI Builders + Business/Product + Vibecoders. You do not need to be all three — you need to find them. Build your team with the right mix and create solutions with real impact together.

AI Builders

Developers with technical experience

You write code, know APIs, design architecture. You build with Claude API, Agent SDK and MCPs connected to real data. Your differentiator is technical depth and agentic thinking.

  • Experience with APIs and SDKs
  • Agent architecture and orchestration
  • Clean code and best practices
  • Integration with real data sources

Business / Product

Business and impact strategists

You understand markets, design impact models and translate real problems into viable solutions. You are the one who connects technology with the people who need it. Your differentiator is product vision and the ability to articulate the problem.

  • Value proposition and impact model design
  • Knowledge of the financial or regulatory ecosystem
  • Solution narrative and communication
  • Validation with real users

Vibecoders

Creators with AI tools

You do not need to be a developer. You use Claude Code, Cursor, v0, Lovable or other AI tools to build working solutions. Your differentiator is creativity and the ability to solve real problems with available tools.

  • Building with Claude Code or Cursor
  • Rapid prototyping with no-code/low-code tools
  • Creativity for solving complex problems
  • Focus on impact over technical complexity

A winning team has all three profiles. Builders build, Business/Product articulates the problem and validates the solution, Vibecoders prototype fast. Together they compete in any of the 3 thematic lines.

SOLOpreneur
“What if you're all three? Trust yourself to make an impact. But it's on you.”

If you have the product vision, the technical skills and the creativity to prototype — you can compete solo. The SOLOpreneur who masters all three profiles is the exception, not the rule. You sign up as an individual today and starting April 29 you choose: compete solo or join a team.

How teams are formed

First you sign up. Then you build your team.

Registration is individual. Teams are formed starting April 29, when the portal login goes live. Individual registration closes April 30 at 23:59. Nobody is left without a team — and nobody loses their spot if they sign up on time.

Step 1
Today
Individual registration

You register as an individual — no team yet. Once your spot is confirmed, you receive a confirmation email with status "registered".

01
Step 2
April 29
Login + team formation opens

You log into the portal with your email. Create your team (you are the leader and invite members) or accept an invitation from another leader. Teams of 2 to 4 people. Individual registration stays open until April 30 at 23:59.

02
Step 3
Saturday May 2
Bendi and the Web4 platform

The Impact Lab goes live: access to all resources and to Bendi, the Owl of Wisdom — our AI agent that supports participants, mentors and judges 24/7.

03
Step 4
May 5
Teams locked in

Teams are frozen: no member changes allowed. The Impact Lab challenges kick off with the defined datasets and thematic lines.

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Step 5
May 6-7
On-site Lab

Espacio Riesco, inside Chile Fintech Forum 2026. Flexible format with free transit: build, attend keynotes and network whenever you want. The final pitch is on May 7 at midday.

05
SOLOpreneur

Want to compete alone? You also sign up individually now. Starting April 29, instead of forming a team, you choose the SOLOpreneur option. Trust yourself to make an impact — but it is on you.

Flexible format

The 48 hours are not a lockdown.

Both days of the Lab (May 6 and 7) happen inside Chile Fintech Forum. Come and go as you need: build with your team, attend keynotes, network or take breaks. The 200 selected builders receive a 100% complimentary CFF26 ticket for both full days — a benefit exclusive to Impact Lab participants (regular ticket: USD 80). The only fixed slot is the final pitch on May 7 at midday.

Once teams are locked in on May 5, no member changes are allowed.

Prizes

Everyone wins. The best, win more.

This Lab is not just for winners. Every participant takes home tools, knowledge and real connections. And the teams that stand out receive the boost to turn their prototype into reality.

$500 USD first place + API credits + post-Lab acceleration
2 winners per thematic line = 6 winning teams

For all 200 participants

$50 USD in Claude API credits per person

Every participant receives credits to use Claude API (Sonnet, Opus, Haiku) during and after the Lab. Over $10,000 USD in total credits distributed.

Official Anthropic swag

Exclusive Anthropic merchandise for every participant. Stickers, t-shirts and surprises straight from the team that created Claude.

2 hours of expert mentorship per team

Specialized mentoring sessions with experts in each thematic line. Regulators, AI engineers and fintech professionals available to guide your solution.

Snacks and refreshments during the event

Coffee breaks, snacks and catering available during the 2 days of the Lab inside Chile Fintech Forum. Focus on building — we handle the fuel.

INCLUDED IN YOUR SELECTION
$80 USD$0 for Impact Lab participants

Free pass to Chile Fintech Forum 2026

2 full days with free transit inside Chile's largest fintech event. Come and go as you wish: attend keynotes, panels, networking with regulators, CEOs and founders from companies like Stripe, J.P. Morgan and Mastercard — and head back to build with your team. The 200 selected builders receive a 100% complimentary access code on May 5th (regular ticket: USD 80).

100% discount code sent on May 5th
Discover Chile Fintech ForumView tickets

“Donde la Innovación se conecta con el futuro financiero”

6-7 Mayo 2026 · Espacio Riesco

For winning teams

$500 USD for first place

Cash prize for the team that builds the solution with the greatest impact. On top of everything else, a tangible recognition of your work.

Extended Claude API credits

Winning teams receive additional credits to keep developing their solution after the Lab. Months of continuous building at no cost.

Mac Mini for winning teams

Apple development hardware so teams can keep building. A real workstation for a project that does not end at the Lab.

60 days in AI Fintech Sandbox Chile

Post-Lab acceleration with specialized mentorship, access to FinteChile partner companies and a pathway toward real adoption by CMF and institutions.

Stage at Chile Fintech Forum 2026

Presentation before regulators, companies and Latin America's largest fintech community. Your solution on the CFF26 main stage.

Featured in Anthropic official blog

The most outstanding solutions will be published on Anthropic's official channels as a Claude Impact Lab program reference case.

Special mention

Best AI Builder

Cross-track recognition for the team with the best technical implementation, agent architecture and creative use of Claude API.

Special mention

Best Vibecoder

Cross-track recognition for the team that achieves the greatest impact using no-code/low-code tools like Claude Code, Cursor or v0.

Impact Lab Experience

Anthropic judge or speaker (online)

Direct participation of an Anthropic representative as judge or speaker on the Lab panel. Schedule to be confirmed.

National and specialized press coverage

National media and tech/finance specialized press will cover the event. Your project could make the news.

Global Claude Impact Lab recognition

Chile is Anthropic's worldwide pilot for the Impact Lab program. Winning solutions become reference cases for future global editions.

Benefits

In this Lab everyone wins

By joining the Claude Impact Lab you will get:

AI Credits Claude API credits per participant

Claude Code + MCP tools — the world's most advanced AI-powered IDE

Real public data from Chilean regulators (CMF, SII, etc) curated for the Lab

+15 mentors AI and fintech experts at national and international level

3 workshops pre-Lab directly with Anthropic engineers

Official Legal Wiki Claude Impact Lab Chile welcome pack

200+ builders networking with Chile's most active tech community

Certificate official participation certificate from Claude Impact Lab program

AI Fintech Sandbox post-Lab access to keep building your solution

Build real solutions in 48 hours. With purpose. With impact.

Historic

This is historic in Chile

This is not just another tech event.

For the first time in Chile and Latin America:

The country's largest financial inclusion cause meets the most disruptive technology of the era

200 people will create in 48 hours solutions that could change the lives of over 5 million Chileans

Winners will not just take home a prize: they will get 60 days of acceleration to turn their prototype into reality

Every participant will have access to Claude API AI credits and frontier tools

The model

Three pillars. One single problem.

Data does not come from the internet. It comes from the institutions that generate it. Teams do not search for problems — problems arrive predefined by those who live them.

Government & Regulators

Data providers

Regulatory datasets from CMF, tax procedures from SII, consumer protection frameworks — curated and cleaned before the Lab.

Private Sector

Mentors + post-Lab pathway

FinteChile and 200+ partner companies bring market context, real use cases, and commit to evaluating the best solutions for adoption.

Civil Society

Solution builders

200 participants — AI Builders and Vibecoders — who turn raw public data into working civic tools with Claude.

The table is set

This lab was designed as a space where regulators, industry and citizens build together. We have extended a formal invitation to the institutions that have the authority, the data and the mandate to sit at this table:

CMF— whose regulation is the central raw material of the lab.
SII— whose tax procedures are one of the main points of citizen friction.
SERNAC— whose financial consumer protection mandate aligns directly with the Lab challenges.
ABIF— whose vision of the banking ecosystem is key to validating the relevance of solutions.
Undersecretariat of Telecommunications— whose role in connectivity and digital access is fundamental for these tools to reach citizens.
Ministry of Finance— as articulator of national financial policy and promoter of the Fintech Law.

This does not work if someone is missing from the table.

Tech arsenal

The world's most powerful lab — Anthropic

You won't come empty-handed. You will have access to:

Claude Code — Claude Code

Claude Code

IDE + AI

The world's most advanced development environment. Code, debug and deploy with Claude as your copilot in the terminal.

Claude Code — Claude API

Claude API

Sonnet · Opus · Haiku

Full access to Claude models. Sonnet for chat, Opus for deep evaluation, Haiku for fast tasks.

Claude Code — MCP

MCP

Model Context Protocol

Connect Claude with external data sources: regulatory APIs, public databases, financial services.

Claude Code — Agent SDK

Agent SDK

Orchestration

Build agents that think, plan and execute. Agentic thinking is the differentiator of this Lab.

Timeline

From leveling up to real impact

Four phases. One objective: that solutions reach those who need them.

PRE-LAB
Apr 23-24
Leveling Up
  • Technical workshops for all participants
  • Claude Code + MCP from scratch with Anthropic engineers
  • Chilean regulatory context: reading data from CMF, SII & SERNAC
  • Dataset and thematic-line exploration (open to all registrants)
01
DAY 1
May 6
Lab Kickoff
  • Official opening of Claude Impact Lab at Chile Fintech Forum
  • Public-Private Roundtable: regulators, industry & civil society
  • Intensive workshops with AI and fintech domain mentors
  • Mentor meetup — 1:1 sessions with experts
02
DAY 2
May 7
Demo Day
  • Morning: final workshops and refinement sessions with mentors
  • Midday: DEMO Pitch — presenting solutions to judges
  • Awards: winners per thematic line + agentic thinking bonus
  • Official closing and ecosystem networking
03
POST-LAB
Jun 2026+
AI Fintech Sandbox
  • First deliverables to Anthropic for regulatory sandbox modeling
  • Extended Claude API access for winning teams
  • Regulatory mentorship with CMF and FinteChile ecosystem
  • Pathway to institutional adoption of best solutions
04
Agenda

Events you can't miss

Workshops, pre-training and the Impact Lab — all in one place. Sign up directly on Lu.ma.

9:41
Santiago | Claude Code
LEGAL / Workshop
for Everyone
✨ Private event

Santiago | Claude Code LEGAL / Workshop for Everyone

Claude Community Events
Thu, Apr 24, 2:00 PM - 4:30 PM
Invitar
Detalles
•••
Ubicación
Las Condes, Barrio El Golf
Santiago, Chile
View all events on Lu.ma
Recorded sessions

Replay the talks and workshops

Lightning Talk

Architecture for Agents

Felipe Pacheco — Claude Community Ambassador Chile

Claude Code DevEps Workshop · iF El Bosque · Apr 23, 2026

Open deck →
Global program

Claude Impact Lab / Anthropic

Claude Impact Lab is Anthropic's global program connecting builder communities with real civic-impact problems. Chile is the first edition focused on financial inclusion — a pilot combining real regulatory data, frontier AI tools and Latin America's largest fintech community. Solutions from this Lab have a direct pathway toward adoption by regulators and financial institutions.

Discover more about Claude Impact Lab
Official Impact Report

The Impact Lab numbers

899 applicants. 48 teams competed. 12 finalists. 3 winners. Verified data from the May 6-7, 2026 event.

899
Applicants
48
Teams
12
Finalists
3
Winners
2K+
Attendances
View the full Impact Report
Sponsors

They support and make this initiative possible

Companies that believe in the impact of civic AI in Chile.

Claude Code — Impulsores
$sponsors --list
[1] Clay — Innovation sponsor
[2] Sonda — Technology sponsor
[3] Caja Los Andes — Financial education
[4] Valkimia — Mentors
[5] ActiveIT — IT talent sponsor
[6] BenditaIA — Organizer
6 sponsors loaded
Build with us

5 million people are waiting for a bridge that regulation alone could not build. This Lab builds it.

AI Builders and Vibecoders. Individual registration — teams are formed starting April 29. No business model, no startup pitch. Just real civic impact.

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The team behind

Mentors & Judges

World-class professionals in AI, fintech and regulation who will guide and evaluate the Lab solutions.

Judges Panel

Felipe Pacheco

Felipe Pacheco

Claude Code Ambassador Chile

Anthropic

Josefina Movillo

Josefina Movillo

Executive Director

FinteChile

Alejandro D'Andrea

Alejandro D'Andrea

Founder & CTO · Gen AI entrepreneur

BotMan AI

LB

Lucas Bascuñán

Chief Product Officer

Maxxa

VA

Victor Andrade

Legal Director

Kennedys

GH

Gabriel Hes

Disruptive Technologies for Banking

Sonda

HG

Hugo Guerra

Applied AI

Bendita IA

JV

Juan Valderrama

Venture Capital

Leap Venture

FP

Francisco Proboste

Data & AI Lead

Clay

AI Mentors

César Cabrera Mena

César Cabrera Mena

Chief Digital Officer · Cross-track Tech Lead

Valkimia · Anthropic Academy

T

TBC

AI Mentor

FinteChile

T

TBC

Fintech Mentor

CMF

T

TBC

Regulatory Mentor

SII

Special call

I am an AI Mentor or Coach

We are looking for professionals with real AI experience who want to guide teams during the Impact Lab. Two profiles, one goal: maximize every team's impact.

AI Mentor

Expert technical knowledge

You have experience building with LLMs, AI APIs, agent architecture or ML systems in production. You can guide teams on technical decisions, debugging and best implementation practices during the 48 hours of the Lab.

Apply as an AI Mentor

AI Coach

AI strategy and implementation

You handle strategic AI vision in organizations. You know how to translate business problems into AI solutions, define adoption roadmaps and evaluate the real impact of an implementation. You guide teams on narrative and impact model.

Apply as an AI Coach
Share your knowledge

I want to run a Workshop

If you have hands-on experience with MCP, Claude Code or Claude API development, we invite you to run a pre-Lab workshop. Live sessions where participants build with you.

Option A

MCP Workshop

Model Context Protocol — connecting AI with real data

Teach participants to build MCPs that connect Claude with external data sources: regulatory APIs, public databases, financial services. Hands-on session with live code.

Propose an MCP Workshop
Option B

Claude Code Workshop

Accelerated development with AI as copilot

Show how to use Claude Code to build complete applications, from scaffolding to deploy. Best practices, effective prompting and real workflows with AI as a development tool.

Propose a Claude Code Workshop
Frequently asked questions

Everything you need to know

Who can participate?
Anyone 18 or older residing in Chile or Latin America. You do not need to be a developer — there is room for AI Builders (with technical experience) and Vibecoders (who build with AI tools like Claude Code).
Do I need to know how to code?
No. If you are a Vibecoder, you can build solutions using Claude Code, Cursor, v0 or other AI tools without writing traditional code. The pre-Lab workshops prepare you to build with these tools.
How are teams formed?
Registration is individual: you sign up as a person, with no team attached. On April 29, the portal login opens and that is where you form your team. A leader invites the members (teams of 2 to 4 people). Individual registration closes April 30 at 23:59. Teams are locked on May 5 — no further changes allowed.
What if I do not have a team?
No worries. From April 29 you have access to the directory of participants without a team so you can invite people, and from May 2 you have Bendi — our AI agent — helping you find complementary profiles by role and thematic line. You can also compete solo as a SOLOpreneur.
What is Bendi?
Bendi — the Owl of Wisdom — is the Impact Lab AI agent. It goes live on May 2 on the Web4 platform and supports participants, mentors and judges 24/7 with regulatory context, datasets, tools and guidance on the challenges.
What tools will I have available?
Full access to Claude API (Sonnet, Opus, Haiku), Claude Code, Agent SDK, MCPs and AI credits per participant. Plus, real public data from Chilean regulators (CMF, SII, etc).
Is it in-person or virtual?
The Impact Lab is 100% in-person on May 6 and 7 at Espacio Riesco, Santiago, inside Chile Fintech Forum 2026. The pre-Lab workshops are online and in-person.
Do I have to stay inside the venue for the full 2 days?
No. The 48 hours of the Lab are not a lockdown. Both days happen inside Chile Fintech Forum and you have free transit: come and go as you need, work with your team, attend Forum keynotes and panels, network and take breaks. The only fixed slot is the final pitch (May 7, midday).
How does access to Chile Fintech Forum work?
The 200 selected builders receive a 100% complimentary CFF26 ticket for the full 2 days (May 6 and 7). It is a benefit exclusive to Impact Lab participants — the regular Forum ticket is $80 USD. The access code is sent on May 5.
How much does it cost?
Participation in the Claude Impact Lab is free. It includes the complimentary Chile Fintech Forum ticket (both days), access to AI tools, mentorship, coffee breaks and catering throughout the event, and a welcome kit.
What happens after the Lab?
The 6 winning teams enter the AI Fintech Sandbox Chile: 60 days of acceleration with mentorship, extended API credits and a pathway toward adoption by regulators and financial institutions.
Can I participate from another country?
Yes, but you must attend the Lab in-person in Santiago on May 6-7. The pre-Lab workshops are accessible remotely.
How are solutions evaluated?
The rubric has 5 criteria: Citizen Impact (25%), Responsible Data (20%), Use of Claude and Agentic Thinking (25%), Works (15%), Pitch (15%). Agentic bonus up to +5. Disqualifying gates exist for preexisting work, serious regulatory hallucinations or missing deliverables. Full terms at /bases.