Claude Impact Lab Chile 2026
Anthropic chose Chile among 9 countries in the world. What we do here will set the standard.
5 million Chileans have financial rights they cannot exercise.
Chile passed the Fintech Law (Law No. 21,521), one of the most advanced in Latin America. But the people it should protect cannot understand it. The regulation exists as dense PDFs on disconnected portals, written in language that needs a lawyer to decipher. Government platforms exist, but they are fragmented. The result: exclusión disguised as regulation.
The lost student
A 22-year-old student in Santiago wants to open her first digital account and build credit history. She cannot figure out which platforms are regulated, which fees are legal, or what rights she has if something goes wrong.
The invisible retiree
A 68-year-old retiree in Valparaíso does not know he has the right to dispute unauthorized charges on his prepaid card. The regulator published a circular that protects him. He will never find it.
The blind entrepreneur
A first-generation entrepreneur in Temuco does not meet her fintech tax obligations properly. Not because she avoids them, but because the SII portal assumes she already speaks bureaucratic language.
The fraud that thrives
Citizens who do not understand their financial rights are the easiest targets. Phishing, digital scams and predatory lending exploit the same information asymmetry that regulation was supposed to fix.
“Chile has the regulation, the data and the institutions. What it lacks is the last mile — the translation layer between public information and human understanding.
Anthropic chose Chile among 9 countries in the world. What we do here will set the standard.
Claude Impact Lab is the global program by Anthropic — the company behind Claude — to solve real citizen problems using frontier artificial intelligence. It is not a conference. It is not a panel. It is an intensive 48-hour laboratory where functional solutions are built. And in Chile, we go further. For the first time, this lab will bring together in one space those who design public policy, those who build the technology, and those who serve citizens. An unprecedented public-private roundtable, inside the largest fintech event in the country.
An impact laboratory. Not another event.
Impact Lab
All of Anthropic's power, in one place, focused on building real financial education solutions. 200 builders working 48 hours with real regulatory data — CMF, Internal Revenue Service, SERNAC. Mentors with expert domain knowledge. Access to Claude APIs and credits for all participants. And direct support from Anthropic developers throughout the process.
Public-Private Roundtable
The first roundtable in Chile where government, private sector and civil society build together the future of financial inclusión. It is not a discussion panel. It is an operational space where proposals become prototypes and prototypes become regulatory pilots.
One challenge. Three lines of impact.
Every team works on a single challenge — Financial Inclusion for Chile — through one of three thematic lines. The focus is always civic impact.
Financial Inclusion
How do we make any Chilean understand their financial rights without needing to be a lawyer?
Conversational AI Agents that explain CMF/SII regulations in plain language. MCPs connected to public regulatory databases. Multilingual AI Agents that translate regulation into language anyone can understand.
Citizen Cybersecurity
How do we protect citizens from digital financial fraud with accessible AI?
Conversational phishing detectors for non-technical users. Real-time education about digital threats. AI Agents for fraud reporting connected to government platforms like CMF. Tools that protect the most vulnerable people in the digital financial ecosystem.
Data Protection
How do we empower people to control how their financial data is used?
Tools that explain what data each institution holds. AI Agents to exercise ARCO rights. Interactive guides about the new Data Protection Law. Solutions that give people real control over their financial information.
Three pillars. One problem.
Data does not come from the internet. It is public information from the CMF, SII and SERNAC — real regulation that exists but that nobody can use today. This lab puts it in the hands of those who can transform it.
Government & Regulators — Data providers
Public information from Chilean regulators: CMF regulations, SII procedures, SERNAC consumer protection frameworks. Data scattered across portals and PDFs today — that 200 builders will turn into tools citizens can actually use.
Private Sector — Mentors + post-Lab pathway
FinteChile and 200+ partner companies bring market context, real use cases, and commit to evaluating the best solutions for adoption.
Civil Society — Solution builders
200 participants — AI Builders and Vibecoders — who transform raw public data into functional civic tools with Claude.
Regulation created rights. This lab creates the bridge so 5 million people can exercise them.
The first public-private roundtable in Chile dedicated to building — not debating — financial education and inclusión solutions with artificial intelligence.
Chile has the Fintech Law. It has the CMF. It has the SII. It has platforms, registries and regulatory frameworks that protect citizens. But all of this is fragmented. A student in Santiago does not know she has ARCO rights over her financial data. A retiree in Valparaíso cannot dispute a charge because the procedure language excludes him. An entrepreneur in Temuco fails to comply with tax obligations nobody explained in a language she could understand. The problem is not the absence of regulation. It is the absence of connection between regulation and the people it should protect. This Impact Lab convenes, for the first time in Chile, the three actors that need to be at the same table to solve this: those who design the rules, those who build the technology, and those who live the consequences of both not talking to each other.
Three roundtables. One objective: that regulation reaches those who need it.
Table 1 — Language & Accessibility
How do we make financial regulation understandable for everyone — not just lawyers and technicians?
Today financial information is written for those who already understand it. CMF regulations in legal language. SII procedures in technical format. Consumer rights buried in 80-page PDFs. This track brings together regulators, computational linguists and AI builders to create conversational tools that translate that language into something a 22-year-old or a 68-year-old can understand and act on. Because financial education that cannot be understood is not education — it is exclusión disguised as protection.
Table 2 — Interoperability & Platform Connection
How do we connect government platforms that already exist but do not talk to each other?
The data is there. CMF has registries. SII has tax obligations. SERNAC has complaints. But each platform is an island. A citizen who needs to understand their complete financial situation has to navigate 4 different sites, with 4 different languages, with 4 different logics. Specialized engineers and data architects will work alongside representatives from these institutions to design connection mechanisms — MCPs, APIs, integration layers — that allow information to flow to the citizen instead of the citizen having to chase it.
Table 3 — Protection & Digital Trust
How do we protect from financial fraud those who have the fewest tools to detect it?
The 5 million people who do not understand their financial rights are the easiest targets of digital fraud. Phishing, pyramid schemes, impersonation. This track builds the defense layer that does not exist today: conversational threat detectors, real-time education assistants, tools that empower citizens to exercise their ARCO rights and control how their data is used. Protection that does not require you to be an expert to work.
This does not work if someone is missing from the table.
Government and regulators
CMF, SII, SERNAC, Ministry of Finance: you have the data, the frameworks and the authority. Your presence is not ceremonial — it is operational. The solutions from this lab need your validation from the first prototype so they can scale to real public policy.
Big players and banking
Banks, processors, insurers: you serve millions of clients who do not understand their own products. This is the space to co-build the tools that close that gap. Not as CSR. As market infrastructure.
Fintechs and FinteChile partners
You are the ecosystem the Fintech Law enabled. More than 200 companies that know the last mile of the digital financial user. Your market context and real use cases are the input builders need to create solutions that work outside the lab.
Startups and SMEs
You understand the user nobody else serves. The entrepreneur who does not comply because nobody explained. The person who distrusts the system because the system never spoke in their language. Your perspective is not complementary — it is central.
Builders and engineers
200 AI Builders and Vibecoders who will transform raw public data into tools 5 million people can use. With Claude Code, with MCPs connected to real regulatory data, with $50 USD in Anthropic API credits per participant.
What starts here does not end on May 7.
AI Fintech Sandbox Chile
The first financial education sandbox powered by artificial intelligence in Latin America. A regulated space to test, iterate and scale solutions before they reach millions of people. Incubation with regulatory mentoring, extended Claude API access and direct pathway with FinteChile ecosystem companies.
AI models adapted to Chile
Artificial intelligence tools trained with Chilean regulatory context, local language and real citizen needs. Powered by Anthropic. Built by Chilean talent. Designed so financial education is accessible, not just available.
Permanent public-private collaboration framework
Lab proposals are presented directly to the CMF as civic innovation. What today is a prototype can tomorrow be a regulatory pilot. What today is a roundtable can tomorrow be the standard for how Chile solves public problems with AI.
This lab exists because someone connected the pieces that were already there.
Felipe Pacheco — Claude Community Ambassador Chile. Selected by Anthropic as the only Claude ambassador in Chile within a program present in 9 countries. From that position, Felipe designed the complete architecture of this Impact Lab: identified financial education as the highest civic impact challenge, articulated the alliance with FinteChile to embed it within the Chile Fintech Forum, and built the three-pillar model — government, private sector and civil society — that turns this lab into the first public-private roundtable in the country dedicated to financial inclusión with AI. Founder of Poweredia and Bendita IA, Felipe leads the most active AI activation ecosystem in Chile: workshops with over 4,500 attendees, hackathons with real impact, and a community of builders that creates solutions — not just consumes them. His work as a bridge between Anthropic and the local ecosystem is what made it possible for Chile to host this global program today.
The table is set. The question is whether your organization will be sitting at it.
Chile was chosen by Anthropic among 9 countries in the world to prove that AI can include those the system left behind.